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| | *YOUR MONEY MATTERS CONTENTS | | *YOUR MONEY MATTERS CONTENTS |
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| − | 9 HOW TO USE THIS TEXTBOOK
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| − | 11 SAVING
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| − | 12 Savings
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| − | 15 Interest
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| − | 20 Savings accounts
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| − | 24 Ways to save 28 Money and mental health 29 What have you learnt?
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| − | 30 Further your knowledge
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| − | MAKING THE MOST
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| − | 33 OF YOUR MONEY
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| − | 34 Spending
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| − | 38 Ways to pay
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| − | 40 Budgeting
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| − | 43 Keeping track of your budget
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| − | 45 Value for money
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| − | 48 Know your rights
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| − | 49 What have you learnt?
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| − | 50 Further your knowledge
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| − | 53 BORROWING
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| − | 54 Borrowing and debt
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| − | 56 Repayment, interest and APR
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| − | 60 Making informed choices
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| − | 62 Borrowing products
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| − | 70 Manageable and unmanageable debt
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| − | 71 What have you learnt?
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| − | 72 Further your knowledge MOVING ON FROM 121 SECURITY & FRAUD SCHOOL – THE WORLD
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| − | 75 OF WORK 122 What is fraud?
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| − | 123 Identity theft
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| − | 76 Next steps: apprenticeship
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| − | 125 Key terms
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| − | 76 Next steps: employment
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| − | 126 Fake emails
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| − | 78 Next steps: university
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| − | 127 Online fraud
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| − | 79 Student finance
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| − | 131 How to protect yourself
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| − | 81 Earnings
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| − | 132 Online security
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| − | 82 Payslips
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| − | 134 Help available
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| − | 84 Tax and National Insurance
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| − | 136 Money mules
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| − | 87 Self-employed
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| − | 137 What have you learnt?
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| − | 88 Methods of payment
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| − | 138 Further your knowledge 89 Why do we pay Income Tax?
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| − | 91 Pensions
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| − | 141 GLOSSARY
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| − | 94 Help for people on low incomes
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| − | 95 What have you learnt?
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| − | 96 Further your knowledge
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| − | 99 RISK & REWARD
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| − | 100 Types of personal financial risk
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| − | 102 Attitudes to risk
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| − | 103 Assessing risk
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| − | 104 Investments
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| − | 106 Gambling
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| − | 110 Protecting yourself 112 Types of insurance
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| − | 115 Other forms of protection against financial risk
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| − | 117 What have you learnt?
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| − | 118 Further your knowledge
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